“Home is a place you grow up wanting to leave, and grow old wanting to get back to.”

– John Ed Pearce

Tom Zinschlag, M. A.

President & Co-Founder

Owner and loan originator, Tom Zinschlag, takes great pride in being your trusted advisor when it comes to your home mortgage needs. His white glove service goes above and beyond expectations and understands that securing a home loan is a significant decision. From the moment you reach out, Tom will listen to your goals, answer all your questions, and tailor a mortgage solution that fits your unique circumstances. His commitment to personalized service means that he will be by your side every step of the way, ensuring a smooth and stress-free experience.

NMLS No.

Executed Total Volume

Total Loans Funded

With a long presence in the mortgage industry since 2014, Tom is thrilled to celebrate his upcoming 10-year anniversary in the field. Throughout this journey, Tom has achieved remarkable results. With approximately 450 mortgages closed, over $1 billion in total volume, he has overseen an impressive volume of 430 loans in just one month during the peak of the pandemic. His combined efforts have contributed to closing +1,200 loans, a testament to his commitment to helping our clients achieve their homeownership dreams.

As we approach this significant milestone, rest assured his focus on delivering exceptional service remains unwavering and he is dedicated to continuing his legacy of guiding clients through the mortgage process with expertise, care, and a commitment to excellence.

Julio Cortez

Senior Vice President & Co-Founder

Julio Cortez is a seasoned professional in the mortgage industry and has funded over $230,000,000 in loan volume for his clients throughout his career. With nearly a decade of experience, he is well-versed in the intricacies of mortgage lending, helping clients navigate the complexities of home financing.

My primary concern is customer satisfaction. I’ll take the time to listen to you, understand your financial goals, and even get to know you on a personal level.

I am bilingual, fluent in both English and Spanish. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist.

Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations personalized service and expert advice.

Edgar Cortes

Senior Loan Officer

Edgar brings over five years of experience in both brokerage and banking settings, providing him with a thorough understanding of loan origination. Committed to excellence, he delivers seamless mortgage processes backed by top-tier customer service. With meticulous attention to detail and a commitment to open communication, Edgar ensures your mortgage journey is tailored to achieve your financial goals.

Edgar finds fulfillment in giving back to the community, particularly to veterans. While his capabilities span Conventional, FHA and USDA loans, he has a specialization in VA mortgages. For his VA customers, he’s facilitated debt consolidation along with rate reduction loans, providing vital financial relief to those who have served our nation.

Originally from the suburbs of Chicago, Edgar now spends his free time enjoying Tampa Bay with his wife Sarah, their toddler Nina, and their 2 pups – Lenny and Grayson.

Whether you’re embarking on the exciting journey of homeownership for the first time or seeking refinancing options as a seasoned homeowner, Edgar’s expertise and guidance will lead you towards achieving your financial goals with confidence.

Long Hoang

Senior Loan Officer

With over 15 years of experience in crafting successful consultative solutions and 6 years in banking and mortgage lending, Long is dedicated to helping clients navigate the path to homeownership with confidence. Whether it’s a first-time buyer seeking a conventional loan, a veteran looking for a VA loan, or someone needing the flexibility of an FHA option, Long guides clients through the entire process to find the perfect loan program for their financial goals.

Originally from Kansas City, Long brought a Midwestern work ethic and a passion for helping others to Tampa Bay in 2020, just before the pandemic. Outside of work, Long enjoys perfecting championship-worthy BBQ skills, golfing, fishing, and riding motorcycles. Family is a priority, and Long cherishes time spent with two amazing teenagers, Drake and Eve.