“Home is a place you grow up wanting to leave, and grow old wanting to get back to.”
– John Ed Pearce
Tom Zinschlag, M. A.
President & Co-Founder
Owner and loan originator, Tom Zinschlag, takes great pride in being your trusted advisor when it comes to your home mortgage needs. His white glove service goes above and beyond expectations and understands that securing a home loan is a significant decision. From the moment you reach out, Tom will listen to your goals, answer all your questions, and tailor a mortgage solution that fits your unique circumstances. His commitment to personalized service means that he will be by your side every step of the way, ensuring a smooth and stress-free experience.
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Executed Total Volume
Total Loans Funded
As we approach this significant milestone, rest assured his focus on delivering exceptional service remains unwavering and he is dedicated to continuing his legacy of guiding clients through the mortgage process with expertise, care, and a commitment to excellence.
Julio Cortez
Senior Vice President & Co-Founder
Julio Cortez is a seasoned professional in the mortgage industry and has funded over $230,000,000 in loan volume for his clients throughout his career. With nearly a decade of experience, he is well-versed in the intricacies of mortgage lending, helping clients navigate the complexities of home financing.
My primary concern is customer satisfaction. I’ll take the time to listen to you, understand your financial goals, and even get to know you on a personal level.
I am bilingual, fluent in both English and Spanish. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist.
Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.
Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations personalized service and expert advice.
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Edgar Cortes
Senior Loan Officer
Edgar brings over five years of experience in both brokerage and banking settings, providing him with a thorough understanding of loan origination. Committed to excellence, he delivers seamless mortgage processes backed by top-tier customer service. With meticulous attention to detail and a commitment to open communication, Edgar ensures your mortgage journey is tailored to achieve your financial goals.
Edgar finds fulfillment in giving back to the community, particularly to veterans. While his capabilities span Conventional, FHA and USDA loans, he has a specialization in VA mortgages. For his VA customers, he’s facilitated debt consolidation along with rate reduction loans, providing vital financial relief to those who have served our nation.
Originally from the suburbs of Chicago, Edgar now spends his free time enjoying Tampa Bay with his wife Sarah, their toddler Nina, and their 2 pups – Lenny and Grayson.
Whether you’re embarking on the exciting journey of homeownership for the first time or seeking refinancing options as a seasoned homeowner, Edgar’s expertise and guidance will lead you towards achieving your financial goals with confidence.
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Nicholas Riggs
Junior Loan Officer
Nicholas Riggs is a University of Tampa graduate of the Sykes College of Business, where he earned his bachelor’s degree in Management. As an Eagle Scout, Nicholas brings a strong foundation of discipline, integrity, and a service-first mindset to his role as a Junior Loan Officer at Carrollwood Mortgage. He understands that purchasing a home is one of the most important financial decisions a person can make, and he is committed to guiding clients through the mortgage process with clarity and care.
Nicholas values building strong relationships and ensuring every client feels informed, comfortable, and confident in their financing decisions. With a passion for helping others achieve their homeownership goals, he combines professionalism with a personalized touch, making each client’s experience smooth and stress-free.
Outside of work, Nicholas enjoys fitness, fishing, and cars—interests that keep him active, driven, and detail-oriented. Whether you’re purchasing your first home or looking to refinance, Nicholas is dedicated to providing the reliable guidance and support you need every step of the way.
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Colby Potter
Junior Loan Officer
Colby Potter is a graduate of St. Community College and FSU. Since graduating, he has dedicated his time to learning the mortgage industry and developing an understanding of the various products available for his customers. Having grown up around family members in the business for many years, Colby already brings a strong foundational understanding of the business and a good mindset, with attention to detail and a strong work ethic.
Colby finds satisfaction in building relationships and securing the strongest deal for his clients, making sure every client feels informed and confident in their financial decisions. He finds it very rewarding to assist and guide clients through the process of attaining their dream home. His dedication enables him to provide the highest level of customer satisfaction.
When Colby is not working, he enjoys golf, football, and movies – interests that keep him on his toes and always striving to be his best. Colby knows not every loan fits into the same box and will keep your best interests in mind. If there is a path to approval, he will find it.
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Marc Petrusha
Junior Loan Officer
Marc Petrusha is a graduate of the University of South Florida, where he earned his Bachelor’s degree in Anthropology. Born and raised in Florida, Marc brings a strong understanding of both local and multi-state markets, allowing him to assist clients across a variety of regions. As a Junior Loan Officer, he is committed to guiding clients through the mortgage process with clarity and care.
Marc values building genuine relationships and takes pride in making sure every client feels informed and confident throughout the entire process. Whether working with first-time homebuyers or experienced homeowners, he is dedicated to providing personalized solutions that fit each client’s unique financial goals.
Outside of work, Marc enjoys staying active through workouts, hiking, trying new restaurants and spending time at the beach. His disciplined mindset and positive energy translate directly into his work, helping create a smooth and supportive experience for every client he serves.
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JulianNa Bellso
Junior Loan Processor
Julianna is a results-driven mortgage loan processor who is committed to delivering efficient, accurate, and compliant loan files from application to closing. She is known for her strong attention to detail and her ability to stay organized in a fast-paced environment, ensuring that every file is handled with precision and care. Julianna prioritizes clear communication and takes a proactive approach to problem-solving, allowing her to anticipate challenges, address conditions quickly, and keep every loan moving forward without unnecessary delays.
She works closely with loan officers and third parties to ensure all documentation is accurate, complete, and aligned with regulatory guidelines. By maintaining consistent communication and strong relationships throughout the process, Julianna helps create a smooth and seamless experience. Her dedication to efficiency, compliance, and teamwork makes her a reliable and trusted part of the loan process.
Outside of work, Julianna enjoys staying active in the gym, spending time at the beach, and hanging out with her friends.